{"id":4428,"date":"2024-03-11T13:16:35","date_gmt":"2024-03-11T12:16:35","guid":{"rendered":"https:\/\/spin.nl\/new-pension-system\/"},"modified":"2026-05-21T16:08:41","modified_gmt":"2026-05-21T14:08:41","slug":"new-pension-system","status":"publish","type":"page","link":"https:\/\/spin.nl\/en\/new-pension-system\/","title":{"rendered":"New pension system"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_0d1a5c47 height_auto\" id=\"header\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_bottom type_default stacking_default\" style=\"--columns-gap:0rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_0e06cd2a us_animate_this height_small\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_5-1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\" style=\"--columns-gap:0rem;\"><div data-us-scroll=\"{&quot;from_initial_position&quot;:&quot;0&quot;,&quot;start_position&quot;:&quot;45%&quot;,&quot;end_position&quot;:&quot;55%&quot;,&quot;delay&quot;:&quot;0.1s&quot;,&quot;translate_y_direction&quot;:&quot;down&quot;,&quot;translate_y_speed&quot;:&quot;0.5x&quot;}\" class=\"wpb_column vc_column_container us_custom_8a812f69 has_scroll_effects has_translate_y\"><div class=\"vc_column-overlay\" style=\"background:#d0e9f7\"><\/div><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><h2>Netherlands gets a new pension system<\/h2>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><strong>On July 1, 2023, the Future Pensions Act went into effect. What does this mean for you? When will you hear what the new law means for you personally, and how will we keep you informed?  <\/strong><\/p>\n<p>This page will be the central place where you will find answers to your questions for the next few years.<\/p>\n<p><span><strong>Latest news<\/strong><br \/>\nThe SPIN board has reviewed and accepted the order from IBM Netherlands and Kyndryl and their works councils for the transition to the new pension rules. We have determined that we can proceed with the proposed plan. This decision is an important step forward towards the new pension plan effective January 1, 2028.    <\/span><\/p>\n<p>April 9, 2026, we held two information sessions, one for retirees and one for former employees. Would you like to (re)watch a session? Then click on (one of) the links below.  <\/p>\n<ul>\n<li><a href=\"https:\/\/vimeo.com\/1194367757?fl=tl&#038;fe=ec\">information session April 9, 2026 for retirees<\/a><\/li>\n<li><a href=\"https:\/\/vimeo.com\/1194294110?fl=tl&#038;fe=ec\">information session April 9, 2026 for former employees<\/a><\/li>\n<\/ul>\n<p><strong>Do you work at IBM?<\/strong><br \/>\nThe target effective date of the Wtp agreements is Jan. 1, 2028. You will receive more information about the changes from IBM.  If you have questions about this, please contact <a href=\"https:\/\/w3.ibm.com\/hr\/askhr\/home\">AskHR<\/a> and include in the subject line of the ticket: <em>2025 pension agreements<\/em>.<\/p>\n<p><strong>Werkt u bij Kyndryl?<br \/>\n<\/strong>Kyndryl heeft ervoor gekozen om <strong>vanaf<\/strong> 1 januari 2025 nieuwe pensioenopbouw in een nieuwe pensioenregeling bij een andere uitvoerder onder te brengen. Heeft u daar vragen over? Neem dan contact op met <a href=\"mailto:NLEmployeeOffice@kyndryl.com\">NLEmployeeOffice@kyndryl.com<\/a><span>.<\/span>  <\/p>\n<p>Kyndryl has further elected not to convert SPIN pensions accrued <strong>through<\/strong> Jan. 1, 2025, to the new pension plan. Do you have SPIN DC capital? <span>Then this will have been transferred to Kyndryl&#8217;s new pension administrator in early 2026. Unless you have not given your consent to this. Then it is left with SPIN.<\/span> <\/p>\n<p>Pension rules are changing because of the Future of Pensions Act.<\/p>\n<p><strong>Are you changing jobs or retiring<\/strong>? Then pay close attention to the pension plan at your (possible) new employer. It may have already been adapted to the Wtp and operates with a flat premium; the same for everyone, regardless of age.   This difference can affect how much pension you will accrue later. So always ask carefully what the pension plan is like with your new employer.<\/p>\n<p><strong>Are you now <span style=\"text-decoration: underline\">no longer<\/span> working at IBM or at Kyndryl or are you already receiving pension from SPIN<\/strong>? <strong>Or do you work for Kyndryl and still have pension entitlements with SPIN? <\/strong>We list the most important agreements for you below.<\/p>\n<ol>\n<li>The accrued Defined Contribution (DC) capital will not be converted by SPIN to a new plan (there will be no &#8220;rafting in&#8221;). SPIN will continue to manage the accrued pensions; <\/li>\n<li>The accrued Defined Benefit (DB) pension will also not be converted to a new plan (there will be no &#8220;rafting in&#8221;). Accrued DB entitlements remain intact, including the<a href=\"https:\/\/spin.nl\/en\/dictionary\/#B\"> top-up guarantee<\/a> from IBM and Kyndryl. SPIN will continue to manage and pay out accrued pensions in the current manner;<\/li>\n<li>Current allowance schemes 1, 2 and 3 remain unchanged.<\/li>\n<\/ol>\n<p>The basis for the new agreements is that no one will lose out because of the Wtp. SPIN will transition to a new pension plan on January 1, 2028, but will not &#8220;cash in&#8221; with pension entitlements accrued until then. So for retirees and former IBM and Kyndryl employees, nothing will change. The agreements have been articulated by IBM and Kyndryl in transition plans. You can find your former employer&#8217;s transition plan <a href=\"https:\/\/mijn.spin.nl\/ui\/employee\/content\/yournewpensionscheme\">on MySPIN<\/a>.    <\/p>\n<p><strong>Follow-up steps for IBM and SPIN<br \/>\n<\/strong>All agreements between IBM and the COR have been recorded in a <strong>transition plan<\/strong>. After consultation with the GBC, the transition plan has been presented to SPIN. You can find the transition plan <a href=\"https:\/\/mijn.spin.nl\/ui\/employee\/content\/yournewpensionscheme\">on My SPIN<\/a>. We have assessed whether we can implement the agreements made. This is detailed in the <strong>implementation plan<\/strong>. <span>Part of the implementation plan is the <strong>transition communication plan<\/strong>. These plans can also be found <a href=\"https:\/\/mijn.spin.nl\/ui\/employee\/content\/yournewpensionscheme\">on MijnSPIN<\/a>. Both plans have been submitted to regulators DNB and AFM. They must ultimately also give their approval.<\/span>    <\/p>\n<p><strong>How do we keep you informed?<\/strong><br \/>\nYou can read more about expected timelines and follow-up steps on this page. You will also find questions and answers on this page. Furthermore, on this page you will find a timeline with the most important moments in decision-making and communication. We will also keep you informed through our digital newsletter in the coming years.    SPIN and IBM also organize information sessions to which you are invited.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_612b86f5 us_animate_this has_bg_color stretched\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_bde31148 us_animate_this height_medium width_full with_img parallax_ver parallaxdir_reversed\"><div class=\"l-section-img\" role=\"img\" aria-label=\"Image\" data-img-width=\"1248\" data-img-height=\"432\" style=\"background-image: url(https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Background-swirl.png);background-repeat: no-repeat;background-size: contain;\"><\/div><div class=\"l-section-overlay\" style=\"background:rgba(24,144,216,0.30)\"><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_3 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:1rem;\"><div class=\"wpb_column vc_column_container us_custom_8bf15d1e\"><div class=\"vc_column-overlay\" style=\"background:var(--color-content-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-grid us_post_list us_custom_deb7f59b check-gridblok apply_url_params type_grid layout_2387 cols_1 preload_style_spinner\" id=\"us_post_list_ldc5\" style=\"--columns:1;--gap:0rem;\"><style>.layout_2387 .w-grid-item-h{}.layout_2387 .usg_post_image_1{border-radius:0 0.5rem 0 0!important;position:static!important}.layout_2387 .usg_html_1{position:static!important}<\/style><div class=\"w-grid-list\">\t<article class=\"w-grid-item size_1x1 post-4851 attachment type-attachment status-inherit hentry\" data-id=\"4851\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-post-elm post_image usg_post_image_1 stretched\"><img decoding=\"async\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/2021_12_07_15_01_Wiezijnwij_RGB_DEF.svg\" class=\"attachment-full size-full\" alt=\"\" \/><\/div><div class=\"w-html usg_html_1\">&nbsp;\n&nbsp;<\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n<\/div><div class=\"g-preloader type_1\"><div><\/div><\/div><div class=\"w-grid-list-json hidden\" onclick='return {&quot;max_num_pages&quot;:0,&quot;paginationBase&quot;:&quot;page&quot;,&quot;pagination&quot;:&quot;none&quot;,&quot;paged&quot;:1,&quot;ajaxData&quot;:{&quot;action&quot;:&quot;us_ajax_post_list&quot;,&quot;meta_type&quot;:&quot;post&quot;,&quot;object_id&quot;:0,&quot;template_vars&quot;:{&quot;shortcode_base&quot;:&quot;us_post_list&quot;,&quot;paged&quot;:1,&quot;max_num_pages&quot;:0,&quot;no_results&quot;:false,&quot;us_post_content_design_css&quot;:[],&quot;found_posts&quot;:0,&quot;per_page&quot;:1,&quot;items_count&quot;:1,&quot;orderby_random_seed&quot;:null,&quot;source&quot;:&quot;media&quot;,&quot;custom_field_name&quot;:&quot;&quot;,&quot;ids&quot;:&quot;&quot;,&quot;post_type&quot;:&quot;post&quot;,&quot;attachment_ids&quot;:&quot;282&quot;,&quot;include_post_thumbnail&quot;:0,&quot;post_author&quot;:&quot;any&quot;,&quot;post_author_ids&quot;:&quot;&quot;,&quot;apply_url_params&quot;:&quot;1&quot;,&quot;ignore_sticky_posts&quot;:1,&quot;exclude_children&quot;:0,&quot;exclude_current_post&quot;:1,&quot;exclude_prev_posts&quot;:0,&quot;exclude_past_events&quot;:&quot;1&quot;,&quot;enable_items_offset&quot;:0,&quot;items_offset&quot;:&quot;1&quot;,&quot;tax_query_relation&quot;:&quot;none&quot;,&quot;tax_query&quot;:[{&quot;operator&quot;:&quot;IN&quot;,&quot;taxonomy&quot;:&quot;category&quot;,&quot;terms&quot;:&quot;&quot;,&quot;include_children&quot;:0}],&quot;meta_query_relation&quot;:&quot;none&quot;,&quot;meta_query&quot;:[{&quot;key&quot;:&quot;custom_field_name&quot;,&quot;compare&quot;:&quot;=&quot;,&quot;value&quot;:&quot;&quot;}],&quot;orderby&quot;:&quot;post__in&quot;,&quot;orderby_custom_field&quot;:&quot;&quot;,&quot;orderby_custom_type&quot;:0,&quot;order_invert&quot;:0,&quot;show_all&quot;:0,&quot;quantity&quot;:&quot;1&quot;,&quot;posts_per_archive_page&quot;:0,&quot;no_items_action&quot;:&quot;hide_grid&quot;,&quot;no_items_message&quot;:&quot;No results found.&quot;,&quot;no_items_page_block&quot;:&quot;&quot;,&quot;pagination&quot;:&quot;none&quot;,&quot;pagination_style&quot;:&quot;&quot;,&quot;pagination_btn_text&quot;:&quot;Load More&quot;,&quot;pagination_btn_size&quot;:&quot;&quot;,&quot;pagination_btn_style&quot;:&quot;1&quot;,&quot;pagination_btn_fullwidth&quot;:0,&quot;items_layout&quot;:&quot;2387&quot;,&quot;type&quot;:&quot;grid&quot;,&quot;items_valign&quot;:0,&quot;ignore_items_size&quot;:0,&quot;columns&quot;:&quot;1&quot;,&quot;items_gap&quot;:&quot;0rem&quot;,&quot;load_animation&quot;:&quot;none&quot;,&quot;items_preload_style&quot;:&quot;spinner&quot;,&quot;img_size&quot;:&quot;full&quot;,&quot;img_aspect_ratio&quot;:&quot;&quot;,&quot;title_size&quot;:&quot;&quot;,&quot;items_ratio&quot;:&quot;default&quot;,&quot;items_ratio_width&quot;:&quot;21&quot;,&quot;items_ratio_height&quot;:&quot;9&quot;,&quot;overriding_link&quot;:&quot;%7B%22url%22%3A%22%22%7D&quot;,&quot;popup_page_template&quot;:&quot;0&quot;,&quot;popup_width&quot;:&quot;&quot;,&quot;popup_arrows&quot;:1,&quot;breakpoint_1_width&quot;:&quot;1281px&quot;,&quot;breakpoint_1_cols&quot;:&quot;1&quot;,&quot;breakpoint_1_quantity&quot;:&quot;&quot;,&quot;breakpoint_1_gap&quot;:&quot;&quot;,&quot;breakpoint_2_width&quot;:&quot;1025px&quot;,&quot;breakpoint_2_cols&quot;:&quot;1&quot;,&quot;breakpoint_2_quantity&quot;:&quot;&quot;,&quot;breakpoint_2_gap&quot;:&quot;&quot;,&quot;breakpoint_3_width&quot;:&quot;769px&quot;,&quot;breakpoint_3_cols&quot;:&quot;1&quot;,&quot;breakpoint_3_quantity&quot;:&quot;&quot;,&quot;breakpoint_3_gap&quot;:&quot;&quot;,&quot;conditions_operator&quot;:&quot;always&quot;,&quot;conditions&quot;:[],&quot;css&quot;:&quot;%7B%22default%22%3A%7B%22padding-left%22%3A%2230%25%22%2C%22padding-right%22%3A%2230%25%22%2C%22border-radius%22%3A%220%200.5rem%200%200%22%7D%7D&quot;,&quot;el_class&quot;:&quot;check-gridblok&quot;,&quot;el_id&quot;:&quot;&quot;,&quot;enable_custom_html_atts&quot;:0,&quot;custom_html_atts&quot;:null,&quot;hide_on_states&quot;:&quot;&quot;,&quot;hide_for_sticky&quot;:0,&quot;hide_for_not_sticky&quot;:0,&quot;hide_below&quot;:&quot;0px&quot;,&quot;hide_above&quot;:&quot;0px&quot;,&quot;classes&quot;:&quot; us_custom_deb7f59b check-gridblok&quot;,&quot;design_css_class&quot;:&quot;us_custom_deb7f59b&quot;},&quot;found_posts&quot;:0,&quot;per_page&quot;:1,&quot;list_filters&quot;:&quot;[]&quot;},&quot;facetedFilter&quot;:{&quot;query_args_unfiltered&quot;:&quot;{\\&quot;ignore_sticky_posts\\&quot;:true,\\&quot;post__not_in\\&quot;:[],\\&quot;tax_query\\&quot;:[],\\&quot;meta_query\\&quot;:[],\\&quot;posts_per_page\\&quot;:1,\\&quot;paged\\&quot;:1,\\&quot;apply_list_url_params\\&quot;:true,\\&quot;post_type\\&quot;:\\&quot;attachment\\&quot;,\\&quot;no_found_rows\\&quot;:true,\\&quot;post_status\\&quot;:\\&quot;inherit\\&quot;,\\&quot;post_mime_type\\&quot;:\\&quot;image\\&quot;,\\&quot;post__in\\&quot;:[\\&quot;282\\&quot;]}&quot;}}'><\/div><\/div><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>Background<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Why are pension rules changing? And what are actually the outlines?<\/p>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_left\"><a class=\"w-btn us-btn-style_1 us_custom_ed4942d8\" target=\"_blank\" href=\"  https:\/\/spin.nl\/content\/achtergrond\/\"><span class=\"w-btn-label\">Read more<\/span><\/a><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_8bf15d1e\"><div class=\"vc_column-overlay\" style=\"background:var(--color-content-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-grid us_post_list us_custom_deb7f59b check-gridblok type_grid layout_2387 cols_1 preload_style_spinner\" id=\"us_post_list_v1d2\" style=\"--columns:1;--gap:0rem;\"><div class=\"w-grid-list\">\t<article class=\"w-grid-item size_1x1 post-4846 attachment type-attachment status-inherit hentry\" data-id=\"4846\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-post-elm post_image usg_post_image_1 stretched\"><img decoding=\"async\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/2021_12_07_14_50_Magazine_RGB_DEF.svg\" class=\"attachment-full size-full\" alt=\"\" \/><\/div><div class=\"w-html usg_html_1\">&nbsp;\n&nbsp;<\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n<\/div><div class=\"g-preloader type_1\"><div><\/div><\/div><div class=\"w-grid-list-json hidden\" onclick='return {&quot;max_num_pages&quot;:0,&quot;paginationBase&quot;:&quot;page&quot;,&quot;pagination&quot;:&quot;none&quot;,&quot;paged&quot;:1,&quot;ajaxData&quot;:{&quot;action&quot;:&quot;us_ajax_post_list&quot;,&quot;meta_type&quot;:&quot;post&quot;,&quot;object_id&quot;:0,&quot;template_vars&quot;:{&quot;shortcode_base&quot;:&quot;us_post_list&quot;,&quot;paged&quot;:1,&quot;max_num_pages&quot;:0,&quot;no_results&quot;:false,&quot;us_post_content_design_css&quot;:[],&quot;found_posts&quot;:0,&quot;per_page&quot;:1,&quot;items_count&quot;:1,&quot;orderby_random_seed&quot;:null,&quot;source&quot;:&quot;media&quot;,&quot;custom_field_name&quot;:&quot;&quot;,&quot;ids&quot;:&quot;&quot;,&quot;post_type&quot;:&quot;post&quot;,&quot;attachment_ids&quot;:&quot;277&quot;,&quot;include_post_thumbnail&quot;:0,&quot;post_author&quot;:&quot;any&quot;,&quot;post_author_ids&quot;:&quot;&quot;,&quot;apply_url_params&quot;:0,&quot;ignore_sticky_posts&quot;:1,&quot;exclude_children&quot;:0,&quot;exclude_current_post&quot;:1,&quot;exclude_prev_posts&quot;:0,&quot;exclude_past_events&quot;:&quot;1&quot;,&quot;enable_items_offset&quot;:0,&quot;items_offset&quot;:&quot;1&quot;,&quot;tax_query_relation&quot;:&quot;none&quot;,&quot;tax_query&quot;:[{&quot;operator&quot;:&quot;IN&quot;,&quot;taxonomy&quot;:&quot;category&quot;,&quot;terms&quot;:&quot;&quot;,&quot;include_children&quot;:0}],&quot;meta_query_relation&quot;:&quot;none&quot;,&quot;meta_query&quot;:[{&quot;key&quot;:&quot;custom_field_name&quot;,&quot;compare&quot;:&quot;=&quot;,&quot;value&quot;:&quot;&quot;}],&quot;orderby&quot;:&quot;post__in&quot;,&quot;orderby_custom_field&quot;:&quot;&quot;,&quot;orderby_custom_type&quot;:0,&quot;order_invert&quot;:0,&quot;show_all&quot;:0,&quot;quantity&quot;:&quot;1&quot;,&quot;posts_per_archive_page&quot;:0,&quot;no_items_action&quot;:&quot;hide_grid&quot;,&quot;no_items_message&quot;:&quot;No results found.&quot;,&quot;no_items_page_block&quot;:&quot;&quot;,&quot;pagination&quot;:&quot;none&quot;,&quot;pagination_style&quot;:&quot;&quot;,&quot;pagination_btn_text&quot;:&quot;Load More&quot;,&quot;pagination_btn_size&quot;:&quot;&quot;,&quot;pagination_btn_style&quot;:&quot;1&quot;,&quot;pagination_btn_fullwidth&quot;:0,&quot;items_layout&quot;:&quot;2387&quot;,&quot;type&quot;:&quot;grid&quot;,&quot;items_valign&quot;:0,&quot;ignore_items_size&quot;:0,&quot;columns&quot;:&quot;1&quot;,&quot;items_gap&quot;:&quot;0rem&quot;,&quot;load_animation&quot;:&quot;none&quot;,&quot;items_preload_style&quot;:&quot;spinner&quot;,&quot;img_size&quot;:&quot;full&quot;,&quot;img_aspect_ratio&quot;:&quot;&quot;,&quot;title_size&quot;:&quot;&quot;,&quot;items_ratio&quot;:&quot;default&quot;,&quot;items_ratio_width&quot;:&quot;21&quot;,&quot;items_ratio_height&quot;:&quot;9&quot;,&quot;overriding_link&quot;:&quot;%7B%22url%22%3A%22%22%7D&quot;,&quot;popup_page_template&quot;:&quot;0&quot;,&quot;popup_width&quot;:&quot;&quot;,&quot;popup_arrows&quot;:1,&quot;breakpoint_1_width&quot;:&quot;1281px&quot;,&quot;breakpoint_1_cols&quot;:&quot;1&quot;,&quot;breakpoint_1_quantity&quot;:&quot;&quot;,&quot;breakpoint_1_gap&quot;:&quot;&quot;,&quot;breakpoint_2_width&quot;:&quot;1025px&quot;,&quot;breakpoint_2_cols&quot;:&quot;1&quot;,&quot;breakpoint_2_quantity&quot;:&quot;&quot;,&quot;breakpoint_2_gap&quot;:&quot;&quot;,&quot;breakpoint_3_width&quot;:&quot;769px&quot;,&quot;breakpoint_3_cols&quot;:&quot;1&quot;,&quot;breakpoint_3_quantity&quot;:&quot;&quot;,&quot;breakpoint_3_gap&quot;:&quot;&quot;,&quot;conditions_operator&quot;:&quot;always&quot;,&quot;conditions&quot;:[],&quot;css&quot;:&quot;%7B%22default%22%3A%7B%22padding-left%22%3A%2230%25%22%2C%22padding-right%22%3A%2230%25%22%2C%22border-radius%22%3A%220%200.5rem%200%200%22%7D%7D&quot;,&quot;el_class&quot;:&quot;check-gridblok&quot;,&quot;el_id&quot;:&quot;&quot;,&quot;enable_custom_html_atts&quot;:0,&quot;custom_html_atts&quot;:null,&quot;hide_on_states&quot;:&quot;&quot;,&quot;hide_for_sticky&quot;:0,&quot;hide_for_not_sticky&quot;:0,&quot;hide_below&quot;:&quot;0px&quot;,&quot;hide_above&quot;:&quot;0px&quot;,&quot;classes&quot;:&quot; us_custom_deb7f59b check-gridblok&quot;,&quot;design_css_class&quot;:&quot;us_custom_deb7f59b&quot;},&quot;found_posts&quot;:0,&quot;per_page&quot;:1},&quot;facetedFilter&quot;:[]}'><\/div><\/div><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>News and information<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>With our news articles and information sessions, we will keep you up to date on all developments.<\/p>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_left\"><a class=\"w-btn us-btn-style_1 us_custom_ed4942d8\" target=\"_blank\" href=\"  https:\/\/spin.nl\/content\/actueel\/\"><span class=\"w-btn-label\">Read more<\/span><\/a><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_8bf15d1e\"><div class=\"vc_column-overlay\" style=\"background:var(--color-content-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-grid us_post_list us_custom_deb7f59b check-gridblok type_grid layout_2387 cols_1 preload_style_spinner\" id=\"us_post_list_e350\" style=\"--columns:1;--gap:0rem;\"><div class=\"w-grid-list\">\t<article class=\"w-grid-item size_1x1 post-4842 attachment type-attachment status-inherit hentry\" data-id=\"4842\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-post-elm post_image usg_post_image_1 stretched\"><img decoding=\"async\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/2021_12_07_14_42_Hulpnodig_RGB_DEF.svg\" class=\"attachment-full size-full\" alt=\"\" \/><\/div><div class=\"w-html usg_html_1\">&nbsp;\n&nbsp;<\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n<\/div><div class=\"g-preloader type_1\"><div><\/div><\/div><div class=\"w-grid-list-json hidden\" onclick='return 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us_custom_deb7f59b check-gridblok&quot;,&quot;design_css_class&quot;:&quot;us_custom_deb7f59b&quot;},&quot;found_posts&quot;:0,&quot;per_page&quot;:1},&quot;facetedFilter&quot;:[]}'><\/div><\/div><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>frequently asked questions<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Answer the question &#8220;Will my pension now become less secure?&#8221; and other questions.<\/p>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_left\"><a class=\"w-btn us-btn-style_1 us_custom_ed4942d8\" target=\"_blank\" href=\"https:\/\/spin.nl\/\/enveelgestelde-vragen-nieuw-pensioenstelsel\/\"><span class=\"w-btn-label\">Read more<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"g-cols wpb_row via_grid cols_5-1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:3rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>Current political situation future pension system<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>The transition deadline has been postponed to Jan. 1, 2028. This deadline had been set at Jan. 1, 2027.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium width_custom with_img parallax_ver\" style=\"--site-content-width:1760px;\"><div class=\"l-section-img\" role=\"img\" aria-label=\"Image\" data-img-width=\"1248\" data-img-height=\"432\" style=\"background-image: url(https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Background-swirl.png);background-repeat: repeat-y;background-size: contain;\"><\/div><div class=\"l-section-overlay\" style=\"background:rgba(177,203,1,0.60)\"><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-overlay\" style=\"background:var(--color-header-middle-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-image us_custom_2d7f105a align_center\"><a ref=\"magnificPopup\" href=\"https:\/\/spin.nl\/wp-content\/uploads\/2024\/07\/Tijdlijn-v5.jpg\" aria-label=\"Tijdlijn v5\" class=\"w-image-h\"><img decoding=\"async\" width=\"1272\" height=\"552\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2024\/07\/Tijdlijn-v5.jpg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/spin.nl\/wp-content\/uploads\/2024\/07\/Tijdlijn-v5.jpg 1272w, https:\/\/spin.nl\/wp-content\/uploads\/2024\/07\/Tijdlijn-v5-300x130.jpg 300w, https:\/\/spin.nl\/wp-content\/uploads\/2024\/07\/Tijdlijn-v5-1024x444.jpg 1024w\" sizes=\"auto, (max-width: 1272px) 100vw, 1272px\" \/><\/a><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_60e9caca us_animate_this height_medium with_img parallax_ver parallaxdir_reversed\"><div class=\"l-section-img\" role=\"img\" aria-label=\"Image\" data-img-width=\"1248\" data-img-height=\"432\" style=\"background-image: url(https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Background-swirl.png);background-repeat: repeat-y;background-size: contain;\"><\/div><div class=\"l-section-overlay\" style=\"background:rgba(24,144,216,0.30)\"><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>Related information<\/h2>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:3rem;\"><div class=\"wpb_column vc_column_container us_custom_8bf15d1e\"><div class=\"vc_column-overlay\" style=\"background:var(--color-header-middle-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-image us_custom_3cfefaba has_aspect_ratio align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"443\" height=\"455\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2024\/05\/Boompje.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/spin.nl\/wp-content\/uploads\/2024\/05\/Boompje.jpg 443w, https:\/\/spin.nl\/wp-content\/uploads\/2024\/05\/Boompje-292x300.jpg 292w\" sizes=\"auto, (max-width: 443px) 100vw, 443px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>Pension clarity<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>An online platform from the Ministry of Social Affairs and Employment with information on what the new pension rules mean.<\/p>\n<p><a href=\"https:\/\/www.pensioenduidelijkheid.nl\/\">To Pensioenduidelijkheid.nl<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_8bf15d1e\"><div class=\"vc_column-overlay\" style=\"background:var(--color-header-middle-bg)\"><\/div><div class=\"vc_column-inner\"><div class=\"w-image us_custom_3cfefaba has_aspect_ratio align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"546\" height=\"312\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2023\/02\/zakjes-geld.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/spin.nl\/wp-content\/uploads\/2023\/02\/zakjes-geld.jpg 546w, https:\/\/spin.nl\/wp-content\/uploads\/2023\/02\/zakjes-geld-300x171.jpg 300w\" sizes=\"auto, (max-width: 546px) 100vw, 546px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column us_custom_5312504b has_text_color\"><div class=\"wpb_wrapper\"><p>My Pension Statement<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Overview of your AOW, pension from SPIN and any other employers.<\/p>\n<p><a href=\"https:\/\/www.mijnpensioenoverzicht.nl\/\">To Mijnpensioenoverzicht.nl<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":4432,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-4428","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New pension system - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, 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