{"id":4877,"date":"2022-12-01T16:09:56","date_gmt":"2022-12-01T15:09:56","guid":{"rendered":"https:\/\/spin.nl\/what-happens-at\/"},"modified":"2026-01-22T09:26:18","modified_gmt":"2026-01-22T08:26:18","slug":"what-happens-at","status":"publish","type":"page","link":"https:\/\/spin.nl\/en\/what-happens-at\/","title":{"rendered":"What happens at?"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_e6d1a559 height_auto width_full with_video\" id=\"header\"><div id=\"us_bg_video_t2be\" class=\"l-section-video\"><script id=\"us_bg_video_t2be-script\">!function(w){var node = document.getElementById( 'us_bg_video_t2be' );if ( w.innerWidth <= 1 ) { node.remove() }}(window);<\/script><style>@media(max-width:1px){#us_bg_video_t2be{display:none!important}}<\/style><video  autoplay loop muted playsinline preload=\"auto\" tabindex=\"-1\"><source type=\"video\/mp4\" src=\"\/wp-content\/uploads\/2022\/12\/Minderwerken-video.mp4\" \/><\/video><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_bottom type_default stacking_default\" style=\"--columns-gap:0rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h1 class=\"w-post-elm post_title align_center color_link_inherit\">What happens at?<\/h1><div class=\"w-separator size_medium\"><\/div><div class=\"w-grid us_post_list apply_url_params type_grid layout_203 cols_3 preload_style_spinner with_css_animation ratio_1x1\" id=\"us_post_list_m714\" style=\"--columns:3;--gap:1rem;--item-ratio:1;\"><style>@media (max-width:1024px){#us_post_list_m714{--columns:2!important}}@media (max-width:768px){#us_post_list_m714{--columns:1!important}}.layout_203 .w-grid-item-h{border-radius:0rem}.layout_203 .usg_post_image_1{transition-duration:0.4s;transform-origin:50% 50%;transform:scale(1) translate(0%,0%)}.layout_203 .w-grid-item-h:focus-within .usg_post_image_1,.layout_203 .w-grid-item-h:hover .usg_post_image_1{transform:scale(1) translate(0%,0%);opacity:0.85;background:#0066b0!important;border-color:var(--color-header-middle-bg)!important}.layout_203 .usg_vwrapper_1{transition-duration:0.3s;transform-origin:50% 50%;transform:scale(1) translate(0%,0%)}.layout_203 .w-grid-item-h:focus-within .usg_vwrapper_1,.layout_203 .w-grid-item-h:hover .usg_vwrapper_1{transform:scale(1) translate(0%,0%);opacity:0.9;background:var(--color-content-primary)!important;border-color:var(--color-header-middle-bg)!important}@media(max-width:719px){.layout_203 .usg_vwrapper_1{display:none!important}}.layout_203 .usg_post_title_1{transition-duration:0.4s;transform-origin:50% 50%;transform:scale(1) translate(0%,-25%);opacity:0}.layout_203 .w-grid-item-h:focus-within .usg_post_title_1,.layout_203 .w-grid-item-h:hover .usg_post_title_1{transform:scale(1) translate(0%,0%);opacity:1}.layout_203 .usg_html_1{transition-duration:0.4s;transform-origin:50% 50%;transform:scale(1.1) translate(0%,0%);opacity:0}.layout_203 .w-grid-item-h:focus-within .usg_html_1,.layout_203 .w-grid-item-h:hover .usg_html_1{transform:scale(1) translate(0%,0%);opacity:1;border-color:var(--color-content-bg)!important}.layout_203 .usg_post_content_1{transition-duration:0.3s;transform-origin:50% 50%;transform:scale(1) translate(0%,0%);opacity:0}.layout_203 .w-grid-item-h:focus-within .usg_post_content_1,.layout_203 .w-grid-item-h:hover .usg_post_content_1{transform:scale(1) translate(0%,0%);opacity:1}.layout_203 .usg_vwrapper_2{transition-duration:0.3s;transform-origin:50% 50%;transform:scale(1) translate(0%,0%)}.layout_203 .w-grid-item-h:focus-within .usg_vwrapper_2,.layout_203 .w-grid-item-h:hover .usg_vwrapper_2{transform:scale(1) translate(0%,0%);opacity:0}.layout_203 .usg_post_image_1{border-radius:0 0.5rem 0 0!important;position:absolute!important;left:0!important;top:0!important;bottom:-100px!important;right:0!important}.layout_203 .usg_vwrapper_1{color:var(--color-alt-content-text)!important;border-radius:0 0.5rem 0 0!important;position:absolute!important;left:0!important;top:0!important;bottom:0!important;right:0!important;padding:2.6rem!important}.layout_203 .usg_post_title_1{color:var(--color-header-middle-bg)!important;text-align:center!important;font-size:1.3rem!important;padding-top:1rem!important}.layout_203 .usg_html_1{border-radius:0 0.5rem 0 0!important;position:absolute!important;left:1.3rem!important;top:1.3rem!important;bottom:1.3rem!important;right:1.3rem!important;z-index:3!important;border-style:solid!important;border-width:2px!important}.layout_203 .usg_post_content_1{color:var(--color-header-middle-bg)!important}.layout_203 .usg_vwrapper_2{height:60px!important;border-radius:0 0.5rem 0 0!important;position:absolute!important;left:0!important;top:0!important;right:0!important;background:rgba(0,102,176,0.95)!important}.layout_203 .usg_post_title_2{color:var(--color-alt-content-text)!important;text-align:center!important;font-size:1rem!important;font-weight:400!important;text-transform:none!important}@media (min-width:1025px) and (max-width:1280px){.layout_203 .usg_post_title_1{color:var(--color-header-middle-bg)!important;text-align:center!important;font-size:1.3rem!important}.layout_203 .usg_html_1{border-radius:0 0.5rem 0 0!important;border-style:solid!important;border-width:2px!important}.layout_203 .usg_post_title_2{color:var(--color-alt-content-text)!important;text-align:center!important;font-size:1rem!important;font-weight:400!important;text-transform:none!important}}@media (min-width:769px) and (max-width:1024px){.layout_203 .usg_post_title_1{color:var(--color-header-middle-bg)!important;text-align:center!important;font-size:1.3rem!important}.layout_203 .usg_html_1{border-radius:0 0.5rem 0 0!important;border-style:solid!important;border-width:2px!important}.layout_203 .usg_post_title_2{color:var(--color-alt-content-text)!important;text-align:center!important;font-size:1rem!important;font-weight:400!important;text-transform:none!important}}@media (max-width:768px){.layout_203 .usg_post_title_1{color:var(--color-header-middle-bg)!important;text-align:center!important;font-size:1.3rem!important}.layout_203 .usg_html_1{border-radius:0 0.5rem 0 0!important;border-style:none!important;border-width:2px!important}.layout_203 .usg_post_title_2{color:var(--color-alt-content-text)!important;text-align:center!important;font-size:1rem!important;font-weight:400!important;text-transform:none!important}}<\/style><div class=\"w-grid-list\">\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4584 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4584\" style=\"animation-delay:0s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/moving\/\" class=\"w-grid-item-anchor\" aria-label=\"Moving\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Moving<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Moving<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">Moving within the Netherlands Are you moving? Then you do not need to send us&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"1256\" height=\"835\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Verhuizen.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4382 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4382\" style=\"animation-delay:0.1s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/getting-married-living-together\/\" class=\"w-grid-item-anchor\" aria-label=\"Getting married? Living together?\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Getting married? Living together?<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Getting married? Living together?<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">If you are married, or entered into a registered partnership, a partner&#8217;s pension is automatically&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/trouwen-p-800.jpeg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4690 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4690\" style=\"animation-delay:0.2s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/departure-from-service\/\" class=\"w-grid-item-anchor\" aria-label=\"Departure (from service)\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Departure (from service)<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Departure (from service)<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">Once you leave IBM employment, your (former) employer and you no longer make contribution(s). The&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"654\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Vertrekken.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4579 post type-post status-publish format-standard has-post-thumbnail hentry category-homepage-blue category-what-happens-at\" data-id=\"4579\" style=\"animation-delay:0.3s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/disability\/\" class=\"w-grid-item-anchor\" aria-label=\"Disability\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Disability<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Disability<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">At SPIN, a number of pension matters are arranged for when you become disabled. These&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"651\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/60d9f7a5eb6aed33afe2519a_HH_op-krukken.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4400 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4400\" style=\"animation-delay:0.4s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/breaking-up\/\" class=\"w-grid-item-anchor\" aria-label=\"Breaking up\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Breaking up<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Breaking up<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">Separating can have major financial consequences, including for your pension. It is wise to make&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"666\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Scheiden-e1670498543913.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4758 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4758\" style=\"animation-delay:0.5s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/death\/\" class=\"w-grid-item-anchor\" aria-label=\"Death\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Death<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Death<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">If you die during or after your career at IBM, your (former) partner and child(ren)&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"656\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Overlijden.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4798 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4798\" style=\"animation-delay:0s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/working-part-time\/\" class=\"w-grid-item-anchor\" aria-label=\"Working part-time\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Working part-time<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Working part-time<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">At IBM, you are a part-time employee if you work less than 40 hours per&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Part-time-werken.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4790 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4790\" style=\"animation-delay:0.1s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/retiring\/\" class=\"w-grid-item-anchor\" aria-label=\"Retiring\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Retiring<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Retiring<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">\u200dFor one person it is something that has been looked forward to for a long&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"239\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Met-Pensioen-gaan-e1758205025515.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4780 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4780\" style=\"animation-delay:0.2s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/leave\/\" class=\"w-grid-item-anchor\" aria-label=\"Leave\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Leave<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Leave<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">IBM has different types of leave. Such as parental leave, maternity leave, partner leave and&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"653\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Verlof.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4826 post type-post status-publish format-standard has-post-thumbnail hentry category-what-happens-at\" data-id=\"4826\" style=\"animation-delay:0.3s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/rising-prices\/\" class=\"w-grid-item-anchor\" aria-label=\"Rising prices\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Rising prices<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Rising prices<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">Your pension becomes worth less over time as prices rise. So you can buy less&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"618\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Stijgende-prijzen-scaled-e1670498874782.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item us_animate_afb size_1x1 post-4816 post type-post status-publish format-standard has-post-thumbnail hentry category-homepage-blue category-what-happens-at\" data-id=\"4816\" style=\"animation-delay:0.4s\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/spin.nl\/en\/what-happens-at\/welcome-in-service\/\" class=\"w-grid-item-anchor\" aria-label=\"Welcome (in service)\"><\/a>\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_2 align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_2 has_text_color align_center color_link_inherit\">Welcome (in service)<\/h2><\/div><div class=\"w-vwrapper usg_vwrapper_1 has_text_color align_center valign_middle\" style=\"--vwrapper-gap: 0.7rem;\"><h2 class=\"w-post-elm post_title usg_post_title_1 has_text_color color_link_inherit\">Welcome (in service)<\/h2><div class=\"w-post-elm post_content usg_post_content_1 has_text_color\">You are thinking about or have just joined IBM. Good that you want to know&hellip;<\/div><\/div><div class=\"w-post-elm post_image usg_post_image_1 has_ratio\"><img loading=\"lazy\" decoding=\"async\" width=\"1250\" height=\"656\" src=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Overleg-Header-middelgroot.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" \/><div style=\"padding-bottom:100%\"><\/div><\/div><div class=\"w-html usg_html_1\"><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n<\/div><div class=\"g-preloader type_1\"><div><\/div><\/div><div class=\"w-grid-list-json hidden\" onclick='return 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are thinking about or have just joined IBM. Good that you want to know about building up a pension with SPIN, IBM&#8217;s pension fund. You can make various choices within the plan so that your pension (soon) best suits your personal situation. You can read all about it in our Pension123 (or UK-Enlish-version). Are...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-4877","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What happens at? - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/what-happens-at\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What happens at? - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/spin.nl\/en\/what-happens-at\/\" \/>\n<meta property=\"og:site_name\" content=\"Stichting Pensioenfonds IBM Nederland\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-22T08:26:18+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/what-happens-at\\\/\",\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/what-happens-at\\\/\",\"name\":\"What happens at? 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