{"id":4392,"date":"2023-06-20T11:38:16","date_gmt":"2023-06-20T09:38:16","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/new-regulations-effective-jan-1-2023\/"},"modified":"2023-06-20T11:38:16","modified_gmt":"2023-06-20T09:38:16","slug":"new-regulations-effective-jan-1-2023","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/page\/new-regulations-effective-jan-1-2023\/","title":{"rendered":"New regulations effective Jan. 1, 2023"},"content":{"rendered":"<p>The Basic Pension Regulations and also the Disability Regulations-II have been updated. The new regulations take effect retroactively as of Jan. 1, 2023. The main changes are:  <\/p>\n<ul>\n<li>exchange of the DB old-age pension into a partner&#8217;s pension is no longer limited to the ratio 100:70. The partner&#8217;s pension may also exceed 70% of the retirement pension after exchange. However, it may not exceed the retirement pension that remains (see Article 25);  <\/li>\n<li>Part-time retirement is possible for 50% of the usual working hours (the actual number of hours worked). This replaces 50% of the normal working hours (40 hours). This makes it easier for part-timers to take part-time retirement (see Article 24.1);  <\/li>\n<li>Article 14 more clearly states that consecutive periods of leave are considered one period;<\/li>\n<li>if you make choices for your pension, we charge for these choices in a certain order. This order is now defined in Article 22.2; <\/li>\n<li>an article on lump sum has already been added (Article 25a). This article will not yet enter into force on January 1, 2023, but at the time when the law revising lump sums is adopted. It is still unclear when this law will take effect.  <\/li>\n<\/ul>\n<p>You can find the new regulations <a href=\"https:\/\/www.spin.nl\/page\/reglementen-en-details\">here<\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Basic Pension Regulations and also the Disability Regulations-II have been updated. The new regulations take effect retroactively as of Jan. 1, 2023. The main changes are: exchange of the DB old-age pension into a partner&#8217;s pension is no longer limited to the ratio 100:70. The partner&#8217;s pension may also exceed 70% of the retirement&#8230;<\/p>\n","protected":false},"author":8,"featured_media":4394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-4392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-page"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New regulations effective Jan. 1, 2023 - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/page\/new-regulations-effective-jan-1-2023\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New regulations effective Jan. 1, 2023 - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:description\" content=\"The Basic Pension Regulations and also the Disability Regulations-II have been updated. The new regulations take effect retroactively as of Jan. 1, 2023. The main changes are: exchange of the DB old-age pension into a partner&#8217;s pension is no longer limited to the ratio 100:70. 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