{"id":4441,"date":"2024-12-17T11:59:45","date_gmt":"2024-12-17T10:59:45","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/surcharge-2025\/"},"modified":"2026-01-21T14:51:27","modified_gmt":"2026-01-21T13:51:27","slug":"surcharge-2025","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/content\/surcharge-2025\/","title":{"rendered":"Surcharge 2025"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>When prices rise, we try to increase your pension. We do this according to the rules set out in our three supplement plans. We expect to be able to grant a supplement for all supplement schemes in early 2025. In early January 2025, the board will decide on this and we can indicate how high the supplement for each scheme will be.   <\/p>\n<p>To see if we can increase pensions, we follow the consumer price index. How the supplement is calculated depends on the supplement scheme. To find out which indexation scheme applies to you, please visit <a href=\"https:\/\/mijn.spin.nl\/ui.aspx?page=\/employee\/content\/accruedpension\"><em>MySPIN<\/em><\/a>.  <\/p>\n<p><strong>How do we calculate surcharges?<\/strong><\/p>\n<p>For<strong> surcharge schedule 1<\/strong>, when we set the surcharge we follow 75% of the change in the consumer price index (CPI). This price level is published by the Central Bureau of Statistics (CBS). SPIN compares the price level on September 30 with the price level on the same date a year earlier.  <\/p>\n<p>When setting the surcharge in <strong>surcharge schemes 2 and 3<\/strong>, we follow 100% of the change in the consumer price index derived (CPI derived).<\/p>\n<p>For surcharge schemes 2 and 3, if the consumer price index falls in a year, the surcharge is set to zero. This was the case last year. Once the consumer price index rises enough in a subsequent year, a surcharge can be given. To determine this, the CPI derived from 2022 is compared with the CPI derived from 2024. For next year, we expect to be able to give a surcharge.    <\/p>\n<p>On Jan. 6, 2025, we will inform you of the 2025 increase on this website.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"When prices rise, we try to increase your pension. We do this according to the rules set out in our three supplement plans. We expect to be able to grant a supplement for all supplement schemes in early 2025. In early January 2025, the board will decide on this and we can indicate how high...","protected":false},"author":8,"featured_media":4442,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[36],"tags":[],"class_list":["post-4441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-content"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Surcharge 2025 - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/content\/surcharge-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Surcharge 2025 - 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