{"id":4579,"date":"2022-12-06T15:17:44","date_gmt":"2022-12-06T14:17:44","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/disability\/"},"modified":"2026-02-02T12:08:32","modified_gmt":"2026-02-02T11:08:32","slug":"disability","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/what-happens-at\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"<p>At SPIN, a number of pension matters are arranged for when you become disabled. These are described in the disability pension regulations. <\/p>\n<p><em>Different arrangements or agreements may apply to individual cases. If you have a question about your disability pension, please contact us. <\/em><\/p>\n<p>\u200dKyndryl has chosen to transfer the new pension accrual into a new pension plan with a different administrator from January 1, 2025. Would you like to know what has been arranged for you? Then contact <a href=\"mailto:NLEmployeeOffice@kyndryl.com\">NLEmployeeOffice@kyndryl.com.<\/a>  <\/p>\n<h4><strong>What has been arranged?  <\/strong><\/h4>\n<p><strong>You no longer pay your own contribution(s), but you continue to accrue pension<\/strong><br \/>\nYou continue to accrue pension on the salary that applied at the time you became unfit for work; and according to the regulations to which you were a member at that time or a successor thereto. The only difference is that we take over your own contribution(s); so you no longer pay your own contribution(s). This applies to the part that you are incapacitated for work.<br \/>\nPlease note: additional voluntary contribution DC you continue to pay yourself. Consider whether you want to reduce or stop it.   <\/p>\n<p><strong>After 2 years: disability pension (AOP)<\/strong><br \/>\nAfter 2 years of continuous illness, you may be eligible for an AOP benefit from SPIN. This is a supplement to your <a href=\"https:\/\/www.spin.nl\/woordenboek#WIA\">WIA benefit<\/a>. The AOP stops if:  <\/p>\n<ul>\n<li>you reach your &#8220;AOP end date&#8221; (may vary from person to person);<\/li>\n<li>you retire.<\/li>\n<li>you die;<\/li>\n<li>you no longer receive WIA.<\/li>\n<\/ul>\n<p>Please note that the so-called WIA gap is insured through your employer.<\/p>\n<h4><strong>\u200d<\/strong> If you become totally or partially disabled, the employer notifies us. So you do not have to report this to us separately. <\/h4>\n<h4><strong>Staying informed<\/strong><\/h4>\n<p>We will keep you informed through personal correspondence. We also send you an annual pension statement. This includes:  <\/p>\n<ul>\n<li>Until when your pension accrual will continue;<\/li>\n<li>your &#8220;AOP end date.<\/li>\n<li>How high your AOP is, whether you qualify for it and when.<\/li>\n<\/ul>\n<p>\u200dWould you like to know what it means in your pension situation? Then <a href=\"https:\/\/spin.nl\/en\/contact\/\">contact<\/a> the servicedesk. <\/p>\n<p>\u200d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With IBM, there are a number of pension issues covered for when you become disabled.<\/p>\n","protected":false},"author":1,"featured_media":4581,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[46,37],"tags":[],"class_list":["post-4579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homepage-blue","category-what-happens-at"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disability - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/what-happens-at\/disability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disability - 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