{"id":4656,"date":"2024-10-22T14:26:59","date_gmt":"2024-10-22T12:26:59","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/advice-from-apple-tree\/"},"modified":"2024-10-22T14:26:59","modified_gmt":"2024-10-22T12:26:59","slug":"advice-from-apple-tree","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/content\/advice-from-apple-tree\/","title":{"rendered":"Advice from Apple Tree"},"content":{"rendered":"<p>When you retire, you convert your accumulated DC capital into retirement benefits with an insurer. In doing so, you must make important choices for your income in the years ahead. We recommend that you get proper information from an independent financial advisor.  <\/p>\n<p>You can get a good overview, for example, through Apple Tree, an independent advisor specializing in released DC capitals. They combine a pension comparison site with personal attention and advice. This allows you to easily compare quotes from different insurers and you can request instant and no-obligation quotes. Do you accept their offer? Then you pay a one-time fee of \u20ac 395. Apple Tree will then relieve you of the administration towards SPIN and the insurer.     <\/p>\n<p><a href=\"https:\/\/spin.metpensioen.nl\/\" target=\"_blank\" rel=\"noopener\">Compare quotes directly through Apple Tree<\/a><\/p>\n<p><strong>Also discover our selection tool<\/strong><\/p>\n<p>Don&#8217;t want to dive deep into the numbers just yet, but first explore what you can and want with your pension? Then take a look at the new <a href=\"https:\/\/mijn.spin.nl\/ui\/employee\/content\/pensionchoice\" target=\"_blank\" rel=\"noopener\">Choices tool<\/a> on MySPIN (log in with DigD). Maybe there are options you haven&#8217;t thought of yet. It will also give you a better idea of the pension that will soon suit you best. And what questions you can ask our service desk.    <\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you retire, you convert your accumulated DC capital into retirement benefits with an insurer. In doing so, you must make important choices for your income in the years ahead. We recommend that you get proper information from an independent financial advisor. You can get a good overview, for example, through Apple Tree, an independent&#8230;<\/p>\n","protected":false},"author":8,"featured_media":4658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[36],"tags":[],"class_list":["post-4656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-content"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Advice from Apple Tree - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/content\/advice-from-apple-tree\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Advice from Apple Tree - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:description\" content=\"When you retire, you convert your accumulated DC capital into retirement benefits with an insurer. 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