{"id":4662,"date":"2024-12-17T11:59:35","date_gmt":"2024-12-17T10:59:35","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/understanding-your-finances-2\/"},"modified":"2026-01-21T14:53:11","modified_gmt":"2026-01-21T13:53:11","slug":"understanding-your-finances-2","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/content\/understanding-your-finances-2\/","title":{"rendered":"Understanding your finances"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Money, it plays an important role in our lives. Money gives us space to do what we want and enough money contributes to a happier life. That&#8217;s why we want to talk to you a little about money. Do you know how much you will soon have to spend? And what your financial situation will be when you retire?    <\/p>\n<p><strong>Pension check<\/strong><\/p>\n<p>Retrieved from <a href=\"https:\/\/mijn.spin.nl\/ui\/public\/login\/employee\"><em>MySPIN<\/em><\/a> you can easily understand your financial situation on your retirement date. In the Pension Planner you can easily list your expected income and expenses. This way you know how much you will soon have to spend and whether you will have enough pension.  <\/p>\n<p>You can also see in the Pension Planner &#8211; on the &#8216;Adjust&#8217; tab &#8211; what you can do if you still have a shortfall. For example, make an extra deposit with SPIN (if you build up DC capital) or take out an annuity with an insurer. The planner not only helps you estimate your surplus or deficit, but can also calculate various choices for you. Retire earlier, for example, or make extra contributions.   <\/p>\n<blockquote>\n<p style=\"text-align: center\"><em style=\"font-size: 1.3em;letter-spacing: 0em\">NEW in the Pension Planner: easily retrieve your pension from other employers at Mijnpensioenoverzicht.nl.<\/em><\/p>\n<\/blockquote>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"Money, it plays an important role in our lives. Money gives us space to do what we want and enough money contributes to a happier life. That&#8217;s why we want to talk to you a little about money. Do you know how much you will soon have to spend? And what your financial situation will...","protected":false},"author":8,"featured_media":4338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[36],"tags":[],"class_list":["post-4662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-content"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding your finances - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/content\/understanding-your-finances-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding your finances - 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