{"id":4720,"date":"2023-06-15T11:31:43","date_gmt":"2023-06-15T09:31:43","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/highlights-research-pension-and-risk\/"},"modified":"2023-06-15T11:31:43","modified_gmt":"2023-06-15T09:31:43","slug":"highlights-research-pension-and-risk","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/ongecategoriseerd\/highlights-research-pension-and-risk\/","title":{"rendered":"Highlights research pension and risk"},"content":{"rendered":"<p>Late last year we asked you what you think about returns, risks and purchasing power. Now and later under the new pension system. Some 19% of you participated in our online survey. Thank you to everyone who participated! Your opinion is important to us. And now we are happy to share the most important results with you.     <\/p>\n<p><strong>Highlights research on retirement and risk<\/strong><\/p>\n<ul>\n<li>The older, the less risky (&#8220;more defensive&#8221;) you want to invest;<\/li>\n<li>DC plan participants are willing to take more risk than DB plan participants;<\/li>\n<li>You consider purchasing power preservation important. Therefore, especially if you accrue DC capital, you prefer a variable to a fixed pension; <\/li>\n<li>Under the new pension system, you have a preference for the <a href=\"https:\/\/www.werkenaanonspensioen.nl\/onderwerpen\/stap-7---contractkeuze\/documenten\/rapporten\/2022\/1\/2\/factsheet---verschillen-solidaire-en-flexibele-premieregeling\">solidarity contract<\/a>, although opinions are divided;<\/li>\n<li>If you invest with more risk (&#8220;more offensive&#8221;), you value choice;<\/li>\n<li>You are satisfied with SPIN and our provision of information;<\/li>\n<li>Confidence in SPIN is high, but you have doubts about the new pension system;<\/li>\n<li>Slightly less than half of you would likely purchase pensions from SPIN if you could.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Late last year we asked you what you think about returns, risks and purchasing power. Now and later under the new pension system. Some 19% of you participated in our online survey. Thank you to everyone who participated! Your opinion is important to us. And now we are happy to share the most important results&#8230;<\/p>\n","protected":false},"author":8,"featured_media":4580,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4720","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ongecategoriseerd"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Highlights research pension and risk - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/ongecategoriseerd\/highlights-research-pension-and-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Highlights research pension and risk - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:description\" content=\"Late last year we asked you what you think about returns, risks and purchasing power. 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