{"id":5010,"date":"2022-03-18T15:17:49","date_gmt":"2022-03-18T14:17:49","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/how-does-the-war-in-ukraine-affect-your-retirement\/"},"modified":"2022-03-18T15:17:49","modified_gmt":"2022-03-18T14:17:49","slug":"how-does-the-war-in-ukraine-affect-your-retirement","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/","title":{"rendered":"How does the war in Ukraine affect your retirement?"},"content":{"rendered":"<p>In recent weeks, Russia&#8217;s invasion of Ukraine has started a shocking and brutal war. We sympathize with the people affected by this war. Naturally, we also consider the impact on our fund and our participants.  <\/p>\n<p>We found that there are no SPIN participants living in the countries in question.<\/p>\n<h4>\u200dInvestments<em>DC<\/em><\/h4>\n<p>SPIN has few investments in Ukraine, Russia and Belarus. As a result, the direct impact of events in Ukraine on investments is small. Of course, the crisis causes major movements in financial markets such as those for stocks and bonds. However, since our investment policy is focused on long-term returns, we see no reason to adjust our investments at this time.   <\/p>\n<p>For our DC participants, as of March 4, 0.17% of investments were outstanding in companies from Russia, Belarus and Ukraine. Russian government bonds were already excluded from our investments. We further exclude companies headquartered in a country subject to UN, EU or US sanctions, namely Russia and Belarus. We are therefore in discussions with our investment manager about reducing these positions.\u200d   <\/p>\n<h4><em>Cyber threats<\/em><\/h4>\n<p>The risk of cyber threats has increased due to the war. We are in constant contact with our ICT suppliers about this, to protect your and our data.\u200d <\/p>\n<h4><em>Inflation and surcharge DB plan<\/em><\/h4>\n<p>As a result of the raid, the prices of key commodities such as oil and gas have also risen sharply. This is currently leading to a rapid rise in inflation. When setting the surcharge in early 2023, we will take into account the level of inflation in September of this year as we do every year.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>In recent weeks, Russia&#8217;s invasion of Ukraine has started a shocking and brutal war. We sympathize with the people affected by this war. Naturally, we also consider the impact on our fund and our participants.  <\/p>\n","protected":false},"author":1,"featured_media":5011,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-5010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-page"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:description\" content=\"In recent weeks, Russia&#039;s invasion of Ukraine has started a shocking and brutal war. We sympathize with the people affected by this war. Naturally, we also consider the impact on our fund and our participants.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/\" \/>\n<meta property=\"og:site_name\" content=\"Stichting Pensioenfonds IBM Nederland\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-18T14:17:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1006\" \/>\n\t<meta property=\"og:image:height\" content=\"436\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Waterreus\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Waterreus\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/\"},\"author\":{\"name\":\"Michael Waterreus\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\"},\"headline\":\"How does the war in Ukraine affect your retirement?\",\"datePublished\":\"2022-03-18T14:17:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/\"},\"wordCount\":270,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg\",\"articleSection\":[\"Page\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/\",\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/\",\"name\":\"How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg\",\"datePublished\":\"2022-03-18T14:17:49+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#primaryimage\",\"url\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg\",\"contentUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg\",\"width\":1006,\"height\":436},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/how-does-the-war-in-ukraine-affect-your-retirement\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/spin.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How does the war in Ukraine affect your retirement?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/\",\"name\":\"Stichting Pensioenfonds IBM Nederland\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/spin.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\",\"name\":\"Michael Waterreus\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"caption\":\"Michael Waterreus\"},\"sameAs\":[\"https:\\\/\\\/spin.ponckthewebcompany.nl\"],\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/author\\\/spin4thewin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/","og_locale":"en_US","og_type":"article","og_title":"How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%","og_description":"In recent weeks, Russia's invasion of Ukraine has started a shocking and brutal war. We sympathize with the people affected by this war. Naturally, we also consider the impact on our fund and our participants.","og_url":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/","og_site_name":"Stichting Pensioenfonds IBM Nederland","article_published_time":"2022-03-18T14:17:49+00:00","og_image":[{"width":1006,"height":436,"url":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg","type":"image\/jpeg"}],"author":"Michael Waterreus","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael Waterreus","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#article","isPartOf":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/"},"author":{"name":"Michael Waterreus","@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6"},"headline":"How does the war in Ukraine affect your retirement?","datePublished":"2022-03-18T14:17:49+00:00","mainEntityOfPage":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/"},"wordCount":270,"commentCount":0,"image":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#primaryimage"},"thumbnailUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg","articleSection":["Page"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/","url":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/","name":"How does the war in Ukraine affect your retirement? - Stichting Pensioenfonds IBM Nederland%","isPartOf":{"@id":"https:\/\/spin.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#primaryimage"},"image":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#primaryimage"},"thumbnailUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg","datePublished":"2022-03-18T14:17:49+00:00","author":{"@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6"},"breadcrumb":{"@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#primaryimage","url":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg","contentUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/62383e0743810068c2e99983_zonnebloemen-breedl.jpg","width":1006,"height":436},{"@type":"BreadcrumbList","@id":"https:\/\/spin.nl\/en\/page\/how-does-the-war-in-ukraine-affect-your-retirement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/spin.nl\/en\/"},{"@type":"ListItem","position":2,"name":"How does the war in Ukraine affect your retirement?"}]},{"@type":"WebSite","@id":"https:\/\/spin.nl\/en\/#website","url":"https:\/\/spin.nl\/en\/","name":"Stichting Pensioenfonds IBM Nederland","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/spin.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6","name":"Michael Waterreus","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","caption":"Michael Waterreus"},"sameAs":["https:\/\/spin.ponckthewebcompany.nl"],"url":"https:\/\/spin.nl\/en\/author\/spin4thewin\/"}]}},"_links":{"self":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts\/5010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/comments?post=5010"}],"version-history":[{"count":0,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts\/5010\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/media\/5011"}],"wp:attachment":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/media?parent=5010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/categories?post=5010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/tags?post=5010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}