{"id":5197,"date":"2018-12-01T15:17:44","date_gmt":"2018-12-01T14:17:44","guid":{"rendered":"https:\/\/spin.nl\/ongecategoriseerd\/fund-documents\/"},"modified":"2026-04-21T17:04:46","modified_gmt":"2026-04-21T15:04:46","slug":"fund-documents","status":"publish","type":"post","link":"https:\/\/spin.nl\/en\/page\/fund-documents\/","title":{"rendered":"Fund Documents"},"content":{"rendered":"
<\/div><\/div>

Agreements with IBM and Kyndryl<\/h3>\n

\u200dImplementation agreementSPIN-IBM <\/a> <\/p>\n

Addendum to implementation agreement IBM<\/a><\/p>\n

Implementation agreement SPIN-Kyndryl <\/a><\/p>\n

Addendum to implementation agreement Kyndryl <\/a><\/p>\n

Statutes<\/h3>\n

Statutes of SPIN<\/a><\/p>\n

Investment Principles<\/h3>\n

How do we handle investments? <\/a>No time to read? Then listen to this podcast: <\/p>\nhttps:\/\/spin.nl\/wp-content\/uploads\/2026\/02\/SPIN_pensioenstrategie_ontrafeld_risico_en_rendement-V4.mp3<\/a><\/audio>\n

Surcharges 2026<\/h3>\n

Payment scheme 1 <\/a><\/p>\n

Payment scheme 2<\/a><\/p>\n

Payment scheme 3<\/a><\/p>\n

Cost<\/h3>\n

Explanation of the costs we incur to administer your DC pension plan (administration costs)<\/a><\/p>\n

Revisions policy<\/h3>\n

In what cases and how entitlements and benefits are reviewed if something goes wrong<\/a>.<\/p>\n

Rewards and compensation<\/h3>\n

Explanation of how we handle rewards and compensation <\/a><\/p>\n

How do we handle reporting wrongdoing<\/h3>\n

SPIN Regulation Abuses 2024<\/a><\/p>\n

Crisis Plan<\/h3>\n

Our plan how to act in the event of a financial crisis <\/a><\/p>\n

Reports<\/h3>\n

SPIN’s most recent annual report<\/a><\/p>\n

The most recent report of internal monitoring of our activities<\/a><\/p>\n

Pension fund code report<\/a><\/p>\n

Figures<\/h3>\n

Overview of flex factors, exchange and surrender rates<\/a><\/p>\n<\/div><\/div><\/div><\/div>

<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

DOWNLOAD DOCUMENTATION<\/p>\n","protected":false},"author":1,"featured_media":5198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-5197","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-page"],"acf":[],"yoast_head":"\nFund Documents - Stichting Pensioenfonds IBM Nederland%<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spin.nl\/en\/page\/fund-documents\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fund Documents - Stichting Pensioenfonds IBM Nederland%\" \/>\n<meta property=\"og:description\" content=\"DOWNLOAD DOCUMENTATION\" \/>\n<meta property=\"og:url\" content=\"https:\/\/spin.nl\/en\/page\/fund-documents\/\" \/>\n<meta property=\"og:site_name\" content=\"Stichting Pensioenfonds IBM Nederland\" \/>\n<meta property=\"article:published_time\" content=\"2018-12-01T14:17:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-21T15:04:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"859\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Waterreus\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Waterreus\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/\"},\"author\":{\"name\":\"Michael Waterreus\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\"},\"headline\":\"Fund Documents\",\"datePublished\":\"2018-12-01T14:17:44+00:00\",\"dateModified\":\"2026-04-21T15:04:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/\"},\"wordCount\":189,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/Oude-post.jpg\",\"articleSection\":[\"Page\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/\",\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/\",\"name\":\"Fund Documents - Stichting Pensioenfonds IBM Nederland%\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/Oude-post.jpg\",\"datePublished\":\"2018-12-01T14:17:44+00:00\",\"dateModified\":\"2026-04-21T15:04:46+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#primaryimage\",\"url\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/Oude-post.jpg\",\"contentUrl\":\"https:\\\/\\\/spin.nl\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/Oude-post.jpg\",\"width\":1280,\"height\":859},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/page\\\/fund-documents\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/spin.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fund Documents\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/\",\"name\":\"Stichting Pensioenfonds IBM Nederland\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/spin.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/spin.nl\\\/en\\\/#\\\/schema\\\/person\\\/9987e322c544042fb61b421cc97d2ca6\",\"name\":\"Michael Waterreus\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g\",\"caption\":\"Michael Waterreus\"},\"sameAs\":[\"https:\\\/\\\/spin.ponckthewebcompany.nl\"],\"url\":\"https:\\\/\\\/spin.nl\\\/en\\\/author\\\/spin4thewin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fund Documents - Stichting Pensioenfonds IBM Nederland%","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/spin.nl\/en\/page\/fund-documents\/","og_locale":"en_US","og_type":"article","og_title":"Fund Documents - Stichting Pensioenfonds IBM Nederland%","og_description":"DOWNLOAD DOCUMENTATION","og_url":"https:\/\/spin.nl\/en\/page\/fund-documents\/","og_site_name":"Stichting Pensioenfonds IBM Nederland","article_published_time":"2018-12-01T14:17:44+00:00","article_modified_time":"2026-04-21T15:04:46+00:00","og_image":[{"width":1280,"height":859,"url":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg","type":"image\/jpeg"}],"author":"Michael Waterreus","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael Waterreus","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#article","isPartOf":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/"},"author":{"name":"Michael Waterreus","@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6"},"headline":"Fund Documents","datePublished":"2018-12-01T14:17:44+00:00","dateModified":"2026-04-21T15:04:46+00:00","mainEntityOfPage":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/"},"wordCount":189,"commentCount":0,"image":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#primaryimage"},"thumbnailUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg","articleSection":["Page"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/spin.nl\/en\/page\/fund-documents\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/","url":"https:\/\/spin.nl\/en\/page\/fund-documents\/","name":"Fund Documents - Stichting Pensioenfonds IBM Nederland%","isPartOf":{"@id":"https:\/\/spin.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#primaryimage"},"image":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#primaryimage"},"thumbnailUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg","datePublished":"2018-12-01T14:17:44+00:00","dateModified":"2026-04-21T15:04:46+00:00","author":{"@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6"},"breadcrumb":{"@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/spin.nl\/en\/page\/fund-documents\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#primaryimage","url":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg","contentUrl":"https:\/\/spin.nl\/wp-content\/uploads\/2022\/12\/Oude-post.jpg","width":1280,"height":859},{"@type":"BreadcrumbList","@id":"https:\/\/spin.nl\/en\/page\/fund-documents\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/spin.nl\/en\/"},{"@type":"ListItem","position":2,"name":"Fund Documents"}]},{"@type":"WebSite","@id":"https:\/\/spin.nl\/en\/#website","url":"https:\/\/spin.nl\/en\/","name":"Stichting Pensioenfonds IBM Nederland","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/spin.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/spin.nl\/en\/#\/schema\/person\/9987e322c544042fb61b421cc97d2ca6","name":"Michael Waterreus","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/689e7d37d3327a5496e994af35d17ba6e016b05038e3b4cde40322882d0901fd?s=96&d=mm&r=g","caption":"Michael Waterreus"},"sameAs":["https:\/\/spin.ponckthewebcompany.nl"],"url":"https:\/\/spin.nl\/en\/author\/spin4thewin\/"}]}},"_links":{"self":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts\/5197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/comments?post=5197"}],"version-history":[{"count":9,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts\/5197\/revisions"}],"predecessor-version":[{"id":5988,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/posts\/5197\/revisions\/5988"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/media\/5198"}],"wp:attachment":[{"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/media?parent=5197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/categories?post=5197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/spin.nl\/en\/wp-json\/wp\/v2\/tags?post=5197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}