I am thinking about retiring. Is it wise for me to wait with this until this new option is available?
The intended effective date for this new option is July 1, 2026, at the earliest, but it is not yet certain. It could also be later. Whether it is wise for you to wait for this is difficult to say. Also because we cannot yet name any amounts or make any calculations because the exact content of the new option is not yet known. Incidentally, the latest date at which you must retire is your state pension age.