At IBM, you are a part-time employee if you work less than 40 hours per week. Working less will affect your pension accrual. In fact, a lower salary also means lower pension accrual. It does not affect the pension you have already accrued.
Please also consider the following:
- If necessary, reduce your additional voluntary contribution DC.
- Your partner’s pension will be lower if you work less. Have you taken out insurance for this?
- You do not need to report changes in your working hours to us separately. We receive this information automatically through IBM’s payroll system.
Want to know what it means in your retirement situation? Then log in to your personal environment MijnSPIN.
Kyndryl has chosen to transfer the new pension accrual to a new pension plan with a different administrator from January 1, 2025. Would you like to know what the options are regarding working more or less and your pension (accrual)? If so, please contact NLEmployeeOffice@kyndryl.com.