Until January 1, 2014, the retirement age was 65. The DB pension you accrued before that date is still in our records with an effective age of 65. DB pension accrued after Jan. 1, 2014, has an effective age of 67. If you accrued pension with SPIN both before and after January 1, 2014, you will see both effective dates (65 and 67) on Mijnpensioenoverzicht.nl.

When you retire, both pensions (65 and 67) will be converted to one pension as of the time you retire. It is not possible to have part of your pension start at age ⁶⁵ and part at age ⁶⁷.