Your money in good hands
Retirement is not just money for later. It’s about the opportunities and resources you will have later on after retirement. Which give you the opportunity to continue to enjoy yourself, even after your working life. We are committed to this every day. Your pension with SPIN is invested. We do our utmost to arrange this for you with all our attention. We invest your money carefully to achieve a good and responsible return (both financially and socially). In doing so, we take no more risk than necessary. We optimize the arrangements where possible, and keep you informed of the possibilities. So that you know where you stand, now and in the future. Would you like to know exactly how we do that? Then take a look at our annual report. We keep you regularly informed with news and overviews, but you can also always check your pension, options and file online in MijnSPIN. If something happens in your life that affects your pension, we are there for you with advice and assistance. Communication and service are very important to us: we are happy to help you and also to hear what you think of us.
Investment Policy
We have some 4.5 billion euros of pension money under management. To ensure that there is enough money now and in the future to pay the benefits in the DB schemes, we invest the funds. The same applies to the pension capitals that (former) employees build up in the DC schemes. When they later buy a pension from an insurer with their capital, that capital must have grown sufficiently. Finding the balance between return, risk and cost is of course a very important part of our tasks. Sufficient returns must be made, but we do not want and must not run too many risks in the process. We also strive to keep costs as low as possible. At SPIN, we formulate investment policy and strategy. SPIN stands for a well thought out and solid way of investing. Optimizing the balance between return, risk and cost is central. You can read more about this in our Statement of Investment Principles.
Sustainable investing
When we invest your pension money, we think a good eye for the environment, human and labor rights and anti-corruption is important. That’s why we think carefully about how we invest sustainably.