Good financial planning toward retirement starts with insight. By thinking now about later, you can avoid surprises and hopefully continue to live the life you want. Below are practical tips and tools to help you do just that.
Pension Planner
In the Pension Planner on MySPIN, you can see how much pension you can expect later and whether that is enough to live on. How to check this in the Planner can be read here.
By default, the Planner calculates with the AOW and pension from SPIN. In addition, it is very easy to add your pension from any other employers. To do this, click on the ‘add pension from other employers’ button in the planner.
Are you expecting a shortfall? It is possible to make additional contributions to your DC capital with SPIN. In the planner you can see how much you can deposit extra each month and what this can bring you in terms of pension.
Keep an eye on your retirement!
Check the state of your pension regularly and whether it is enough in the Planner. Do you have a DC capital? Then you can follow the state of this online via Balance DC capital. Do you have a DB pension? Here you can see what you have accrued so far.
Financial products and advice
Want personal advice or thinking about taking out an annuity with an insurer for extra retirement? Then take a look here.
Colleagues telling
Finally, some financial planning tips from two colleagues.