As of January 1, 2028, it will no longer be legally permitted to accrue pension benefits under a DB plan. Starting on that date, pension benefits may only be accrued in an individual pension account that is invested as is currently the case in our DC plan. Due to tax rules, the contribution limit for the new DC plan is capped. That is why a compensation plan has been established. You can read more about this in the transition plan. You can find this plan on MijnSPIN on the “In Focus” page, under the “New Pension Plan” tile.