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1. Why do the surcharge rates differ for the DB pension in 2026?
2. Does a DC plan include a surcharge plan?
3. Which allowance scheme applies to me?
4a. How is the allowance calculated in allowance scheme 1?
4b. How is the allowance calculated in allowance scheme 2?
4c. How is the allowance calculated in allowance scheme 3?
5. Can I also expect a full surcharge in 2027?
6. How much allowance have I received in recent years?
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